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Rates and Payments Research
Monthly Payment
- Calculate your payment and amortization schedule.
Compare Terms
- Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
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Mortgage APR
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Balloon Payment
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Adjustable Rate Mortgages
- Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
- Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
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Mortgage Payoff
- Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
- Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
- Estimate the tax savings you'll realize by deducting interest and property tax payments.
Analysis For Renters
Tax Savings for Renters
- Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.
Rent vs. Buy
- Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
- Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
- Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.
Consolidate and Refinance
- Should you consolidate a first and second mortgage into a single mortgage?